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Kalilka Laghubitta Bittiya Sanstha Ltd. is a 'D' class bank licensed from Nepal Rastra Bank under the Bank and Financial Institution Act, 2063. It started financial transaction on Bhadra 4, 2067. It modified conventional banking practice by removing the need for collateral and created a banking system based on mutual co-operation, trust, participation and accountability. KLBSL provides credit to the economically deprived of different ethnic groups and religion in rural areas; thus assisting in fulfillment of their entrepreneurship dream, with or without collateral as per KLBSL loan policy. At KLBSL, we believe that credit is a cost-effective weapon to fight poverty as it helps in the overall improvement of socio-economic conditions of the people who have previously been kept outside the banking orbit. We aim to assist the government in its national goal of poverty reduction. We provide microfinance services to the target people i.e. micro-loan, deposit, and remittance services through a network of 105 branch offices throughout 48 districts.
Kalika Laghubitta Bittiya Sanstha Limited (KLBSL) is dedicated to delivering reliable microfinance services, especially in rural communities, with the aim of empowering marginalized populations and contributing to poverty reduction in Nepal. Through mobilizing local resources, KLBSL focuses on providing financial assistance, including loans, deposits, and insurance, as well as non-financial services such as skill development and business training to uplift underprivileged groups and enhance their socio-economic status.
Despite infrastructural challenges, KLBSL continues to play a vital role in improving access to both financial and social services across 47 districts nationwide. The institution has shown remarkable growth and remains committed to improving the quality of life for poor and socially deprived communities. The organization extends its gratitude to Nepal Rastra Bank, the Office of the Company Registrar, the Securities Board of Nepal, the Nepal Stock Exchange, and the Government of Nepal for their continued guidance and support.
We offer flexible loan options to meet your personal and business financial needs with easy repayment plans.
Secure your future with our customized saving schemes designed to help you grow your wealth safely and smartly.
Insurance services to service secure all the loanee clients.
Total Loans
Disbursed
Total Deposits
Collected
Total Active
Members
Branches
Across Nepal
Information Officer
📧 informationofficer@kalikabank.com.np
📞 Phanindra Pandey
Greivance Officer
📧 greivanceofficer@kalikabank.com.np
📞 Diwas Dhakal
